FINANCIAL AND ENTREPRENEURIAL COMPETENCE IN THE STRUCTURE OF FUTURE TEACHERS’ PROFESSIONAL READINESS

Abstract

The article examines the problem of forming financial and entrepreneurial competence of future teachers as a component of their professional readiness. The relevance of the study is determined by the requirements of modern educational transformations, the integration of key competencies of the New Ukrainian School, and the need to train teachers capable of effectively responding to socio-economic challenges. The purpose of the study was to theoretically substantiate the essence and structure of financial and entrepreneurial competence and to define the pedagogical conditions for its formation in higher education institutions. The methodology was based on qualitative methods: analysis of regulatory documents and educational programs, content analysis of scientific publications, surveys, semi-structured interviews, pedagogical observation, and analysis of students’ learning outcomes. The participants of the experiment were 72 students of Donbas State Pedagogical University, majoring in “Primary Education” and “Secondary Education”. The results of the study demonstrated positive dynamics in the development of competence in the experimental group, particularly the increase in the cognitive level (the share of students with a sufficient level of knowledge rose from 18% to 56%, and with a high level – from 5% to 22%), the activity level (growth from 12% to 48% and from 0% to 19%, respectively), the value-motivational level (growth from 21% to 63%), and the reflective level (growth from 14% to 52%). No significant changes were recorded in the control group. The obtained data confirmed the effectiveness of the complex of pedagogical conditions, which included the integration of financial literacy into the content of pedagogical disciplines, the use of interactive and digital technologies, partnership interaction with external stakeholders, and the development of reflective practices. It is concluded that the formation of financial and entrepreneurial competence is an important factor in the professional readiness of future teachers and should become an essential element of educational programs at pedagogical universities.